|
|
| RISK PARTICIPATION |
| |
Premium Technology's Risk Participation System is a module of the
FinShare Financial Supply Chain Solutions Suite. It manages the
multi-bank /multi-country financing transactions and provides services
to the participants, who are banks, financial institutions or
investors. By selling participation, a bank can release some of its
risk assets to reduce exposure to delinquencies, foreclosures,
bankruptcies and company failures. Participants can generate revenue
stream and extend reach to other markets by shouldering all or part of
the risks associated with the aforementioned risk assets.
|
Benefits for Lead Bank
- Comply with bank lending limits
- Reduce bank's risk exposure
- Improve bank asset liquidity
- Get better return on asset
- Exclusive customer relationship
- Risk mitigation
- Take advantage of interest skim
- Take advantage of the servicing fee
Advantages of FinShare Solution
- Streamlining the complex loan
process
- Automation of most of the
calculations, reports, notifications, ...
- Effective transaction management
- Visibility and control
Key Features:
- Support participation bought and
sold
- Parameter driven and
multi-dimensional profile
- Support different models,
Pass-through, etc.
- Flexible interest and fee
structure
- Support funded and unfunded
participation
- Manage participant's
credit/exposure
- Generate all related G/L entries
- Recourse/non-recourse
participation
- Support all products, receivable
financing, payables financing, etc.
- Event notification
- Report
- Audit trail
|
Benefits for Participants
- Create new revenue stream
- Reach new market indirectly
|
 |
|
|
|
|
|
|
|
|
